HOME Rochester

If you’re dreaming of owning your own home but can’t seem to get the money to save for the large down payment and closing costs associated with home buying, you may qualify for the Rochester Housing Development Fund Corporation’s HOME Rochester program. As long as you are a first time homebuyer, you have a job, good credit and you can currently pay over $500 a month in rent, then HOME Rochester can help individuals like yourself and families with moderate incomes become homeowners.
The properties in the HOME program are all single family homes within the City of Rochester that have been rehabilitated from vacant houses into beautiful, fully functional homes that meet or exceed city and state property codes. Each comes with a Certificate of Occupancy and a lead paint clearance, along with one-year warranties on major mechanical systems that were replaced during the renovations. Groups such as not-for-profit developers, local banks and the City of Rochester all work together with the Rochester Housing Development Fund Corporation to renovate HOME Rochester houses and make owning one possible for qualified buyers.
Homebuyers that meet the qualifications for the HOME Rochester program must be able to contribute a minimum of $1,500 towards the purchase and also qualify for a conventional, fixed rate mortgage. For income qualified HOME Rochester homebuyers, there are grants that can be applied for by the purchaser to assist in up to $6,000 in closing costs and/or interest reduction subsidies. HOME Rochester homebuyers must also occupy their new home between 3 to 15 years.

Nothnagle Realtors has agents on both the east and west sides of the city who are involved in the HOME Rochester program. For more information, contact any of the agents below to find out if you or someone you know can be part of the Rochester Housing Development Fund Corporation’s HOME Rochester program.
• Mel Diamond, Pittsford: 389-4048
• Nate Ellison, Webster: 671-5180 x329
• Octavio Garcia, Greece: 368-7154
• Pat Kulaga, Greece: 368-7119
• Linda Wilson, Brighton: 461-6320
• Rob Reimer, Management Contact
– Greece: 368-7167

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